Bowling Green Kentucky Auto Accident Lawyer

Car accidents happen in an instant, and can change lives forever. You never really know how much a wreck can change your life until you or a family member has been in one.

Serious injuries and death for family and friends cause incredible disruptions in every aspect of peoples' lives. They rarely happen unless someone makes a mistake. Immediate action is required to protect you and your family. Here are some things that need to be done:

• Get medical attention.
• Investigate and photograph the wreck.
• Photograph injuries.
• Preserve evidence.
• Interview witnesses.
• Contact and deal with the insurance companies.
• Deal with the damage to your car.
• Understand insurance coverages.
• Understand the law of automobile accidents.
• Avoid letting the time expire for filing a lawsuit.

Dealing With Insurance Companies

Kentucky is a no-fault insurance state. This means that while your personal injury claim is against the driver of the car or truck that caused the wreck, you are entitled to receive some insurance benefits, called PIP, from your own insurance company. If the responsible driver does not have the mandatory Kentucky liability insurance then you may have to make a claim for uninsured motorist benefits. If the responsible driver does not have enough insurance to compensate you for your injuries then you may have to make a claim for underinsured motorist benefits.

It's easy to make a mistake with these coverages, and even easier to make a mistake with the insurance company for the driver who caused the wreck. In Kentucky, many insurance companies like to contact you or your loved one and "control the claim." Insurance company adjusters frequently tell people they do not need a lawyer, and that they will treat the injured person fairly.

Don't be fooled by this. The insurance company wants to save money, and knows that an experienced Kentucky personal injury lawyer will cost more because that lawyer knows how to put the case together and settle for the proper amount.

Unfortunately, many people have made disastrous mistakes, and settled for much less than they are owed. Some people even settle for a small amount of money the first time the adjuster shows up. Don't do this! Under Kentucky injury law, if you sign a release for the responsible driver you can never ask for more money no matter how serious your injuries are.

In fact, it is a bad idea to talk to an adjuster at all about your injuries. Only allow the adjuster to pay for the property damage to your car, and get a rental car for you while your car is being fixed.

In the confusion that follows a wreck most people don't think about these things, or do not understand complicated laws and insurance issues. They shouldn't have to. Your time is better spent getting medical treatment, and recovering from your injuries. Mike Breen recommends that you let an experienced lawyer handle the claim from the start so that you control the insurance company and don't let it control you.

Seeing Your Doctor Is Important

The common injuries that we see in automobile accidents are:

• Spinal injuries
• Brain injuries
• Broken bones
• Whiplash and soft tissue injuries
• Ruptured/bulging discs in the spine
• Concussions
• Lacerations and scars
• Organ damage

It is extremely important that you tell your doctor about all of your injuries. The best reason is so that the doctor can treat your for them. But it is also important because you will need a medical record that shows a history of the problem and how the doctor treated it. One of our jobs is to collect all of the medical records and analyze them so we can present them to the insurance company in the most favorable light.

This is just an overview of the many complicated issues that are involved in Kentucky car and truck accidents. For almost thirty years, Bowling Green, Kentucky Automobile Accident Lawyer Mike Breen has been helping families and friends deal with the sudden and devastating loss from car wrecks. Put his team to work for you today by contacting Bowling Green, Kentucky automobile accident lawyer Mike Breen.